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Does the Airline Pay for Your Type Rating? A320 vs B737 vs ATR

On this page
What it is
Training and certification to fly a specific aircraft type, separate from the CPL itself
Most common arrangement
Bond-based, airline pays or arranges financing against a service commitment
Least common
Fully sponsored with no service bond, typically limited to select cadet programs
What varies most
Cost, slot availability and bond terms, all of which differ by airline, aircraft type and training provider

One of the most common questions a new CPL holder in India asks is whether the airline will pay for their type rating once hired. The honest answer is that it depends entirely on the arrangement, and the arrangement varies a great deal between programs and over time. This guide explains what a type rating is, the three broad ways it typically gets paid for in the Indian market, and how the choice of aircraft type fits into the picture, without quoting specific figures that change from airline to airline and year to year.

What a type rating actually is

A Commercial Pilot Licence qualifies a pilot to act as a commercial pilot in general, but it does not by itself authorise flying a specific aircraft type in revenue service. A type rating is additional training and a checkride on a particular aircraft, for example an aircraft in the A320 family, the B737 family, or an ATR turboprop, that certifies a pilot to operate that specific type. It is a distinct cost and a distinct block of training time from the CPL itself, and for most pilots it is the largest single training expense after the CPL.

Because a type rating is tied to a specific aircraft, it is usually pursued once a pilot has a reasonably clear idea of which airline or aircraft family they are targeting, whether through a sponsored program, a bonded offer, or an independent decision to self-fund ahead of applying.

The three common arrangements

Across the Indian market, type rating funding tends to fall into one of three broad patterns. Which one applies to a given pilot usually depends on how they entered the industry, whether through a cadet program, a direct airline offer, or an independent job search.

In a fully sponsored arrangement, the airline or the cadet program covers the cost of the type rating with no separate repayment obligation from the candidate beyond what is already built into the program's overall terms. This is the least common arrangement in the open market and is typically limited to specific cadet programs, where the sponsoring organisation has already committed to training a defined batch of pilots for a defined fleet need.

Bond-based

The bond-based arrangement is the most common pattern for pilots hired without going through a cadet program. Here, the airline pays for or arranges financing for the type rating upfront, and the pilot commits to a minimum period of service with that airline in exchange. The pilot is, in effect, paying back the cost of training through committed service rather than through direct payment. If the pilot leaves before the committed period ends, they typically owe some or all of the remaining training cost, usually calculated on a reducing scale.

Self-funded

In a self-funded arrangement, the candidate pays for the type rating out of pocket or through a loan, independent of any specific job offer. This is often done to be more competitive in open hiring, since a candidate who already holds a relevant type rating can be a more immediately useful hire for an airline that is not offering to bond new type ratings at that moment. Self-funding shifts the financial risk to the candidate, since there is no guarantee of a job at the end of the training, but it also removes the service commitment that comes with a bond.

A320, B737 and ATR, a structural view

The choice of aircraft type for a type rating is largely structural rather than a matter of personal preference. A320-family and B737-family ratings are the most commonly sought after ratings in India because these are the aircraft families operated by the country's major narrow-body scheduled carriers. An ATR rating aligns with regional turboprop operations, which serve a different route network and a different segment of the market.

Cost and training slot availability vary by aircraft type and by training provider, and these figures shift over time as training organisations adjust pricing and capacity. Rather than anchoring on a specific number for any type, it is more useful to treat the choice as a structural decision: which operators are actively hiring, which type aligns with any sponsored or bonded offer already on the table, and which aircraft family fits a candidate's longer-term career plans. Confirm current cost and availability directly with training providers and airlines rather than relying on figures from earlier years or from other candidates' experiences, since these change.

What a bond typically involves

In general terms, a type rating bond involves two main elements. First, a minimum service period during which the pilot commits to remain with the airline after completing the type rating. Second, financial terms that apply if the pilot leaves before that period is complete, typically a repayment obligation for some or all of the training cost, often reducing as more of the service period is completed.

Specific bond durations and specific repayment or penalty amounts are deliberately not quoted in this guide, because they vary meaningfully between airlines and change over time as recruitment terms are revised. Any pilot evaluating a bonded offer should request and carefully read the airline's current, written recruitment terms rather than relying on figures they have heard from other pilots, older articles, or general industry commentary. A bond is a binding financial and service commitment, and the only reliable source for its exact terms is the document itself.

Comparison table

ArrangementWho pays upfrontWhat the candidate commits toTypical candidate profile
Fully sponsoredAirline or cadet programProgram completion requirements, sometimes a lighter service condition built into the programCadet program entrant, often selected before or shortly after CPL
Bond-basedAirline pays or arranges financing upfrontMinimum service period, with repayment owed if the pilot leaves earlyDirect hire outside a cadet pipeline, most common arrangement in open hiring
Self-fundedCandidate, out of pocket or via a personal loanNo service bond tied to the rating itself, though the candidate bears the training riskCandidate aiming to be more competitive in open hiring or without access to a bonded offer

Whichever arrangement applies, the underlying advice is the same: read the actual written terms for the specific airline or program you are considering, and treat any cost or bond duration figures you encounter elsewhere, including anything implied in this guide, as illustrative rather than current or guaranteed. For a broader look at how the type rating step fits into the overall timeline from CPL to a first flying job, see CPL to first airline job, how long realistically.

FAQ

Do airlines pay for a new pilot's type rating in India?

Sometimes, but it is not the default. Fully sponsored type ratings are typically limited to cadet programs. More commonly, an airline arranges or advances the cost of a type rating under a bond, where the pilot commits to a minimum period of service and effectively repays the cost through that service. Many pilots also self-fund their type rating out of pocket or through a loan. Always confirm the current arrangement directly with the airline or program in question, since terms vary and change over time.

What is a type rating bond?

A type rating bond is an agreement where an airline pays for or arranges financing for a pilot's type rating in exchange for the pilot committing to a minimum period of service with that airline. If the pilot leaves before the committed period ends, they are typically required to repay some or all of the training cost, often on a reducing scale. Specific bond durations and repayment terms vary by airline and change over time, so read the current agreement rather than relying on numbers you have heard elsewhere.

Is it better to self-fund a type rating?

There is no universal answer. Self-funding removes the service commitment of a bond and can make a candidate more flexible and sometimes more attractive to airlines that prefer not to carry training cost. It also means bearing a significant upfront cost, often through a loan, with no guaranteed job at the end. Bonded arrangements shift that financial risk to the airline in exchange for a defined commitment. Which is better depends on a candidate's financial position, risk tolerance and the specific offers available to them.

Which type rating should I get, A320, B737 or ATR?

This is a structural rather than a universal choice. A320-family and B737-family ratings are the most commonly sought after ratings for India's major narrow-body operators, while an ATR rating aligns with regional turbo-prop operations. The right choice depends on which operators are hiring, which type you may already have a sponsored or bonded route into, and your own career plans. Cost and training slot availability vary by type and provider, so compare current, specific quotes rather than relying on a single figure.

What happens if I leave before a service bond ends?

Leaving before a service bond ends typically triggers a repayment obligation for some or all of the training cost the airline covered or arranged, often calculated on a reducing scale tied to how much of the bond period remains. Exact terms, amounts and any notice requirements vary by airline and by the specific agreement signed, so review the actual bond document rather than assuming a standard figure.

AviationGrade
AviationGrade editorial team
From publicly available recruitment terms and structural patterns in Indian type rating financing

We build the DGCA question banks these guides link to. Corrections welcome and credited.

Sources & references

  • Directorate General of Civil Aviation (DGCA), aircraft type rating requirements for commercial pilots.
  • Publicly available recruitment and cadet program terms published by Indian scheduled operators.
  • Industry reporting on narrow-body and regional turboprop fleet composition among Indian carriers.

Bond terms and training costs change as airlines revise their recruitment policies. Spotted something out of date? Tell us and we will fix it.